Finance Simulator

Your assumptions

Enter the numbers you want to test. The results are illustrative and not financial advice.

Currency

Current age*

Starting cash*

Starting investments (stocks)*

Monthly cash left after expenses*

Monthly amount invested into stocks*

Scenario presets

Adjust return and growth assumptions quickly.

Current currency: DKK

Retirement age*

Expected annual stock market return*

Inflation rate*

Annual savings account interest (optional)

Contribution growth (annual %)

Surplus growth (annual %)

Emergency cash buffer target

One-time yearly extra investment

Existing debt (optional)

Tip: use the slider on the simulation page to stress test different return assumptions instantly.

How the simulation works

We project monthly compounding using your chosen annual return. Values are aggregated yearly up to age 80, and compared against a no-invest scenario where starting investments are kept as cash.

Illustrative, not advice

Results depend on assumptions. This tool is for education and planning intuition only and does not constitute financial advice.